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Listing Fine Properties - Representing Discerning Buyers. Call us: 505.342.8100
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Find Out About the Latest Homes for Sale First! We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS. Find Out More > View All Offers >
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“Extremely professional" “Extremely professional and very knowledgeable about the market in Albuquerque." ANNA DYKEMAN - NE Heights Read Quote > View All Quotes >
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Dave Slade and Associates
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Welcome! Here You Can Find Great Information on Albuquerque, Rio Rancho and Los Lunas, New Mexico Real Estate  
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Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes.
Need local real estate information? We've summarized much of what is important about the Albuquerque, Rio Rancho and Los Lunas real estate market in this site. We have all kinds of real estate news and tips, too! Check out our online Daily News and Monthly Newsletter, plus our local newsletter, the Real Estate Advocate.
Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job.
Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.
Buying and selling a home is one of the biggest events in your life. As top Albuquerque, Rio Rancho and Los Lunas real estate agents, we have the experience and track record you are looking for. Please let us help.
- Dave Slade & Associates |  DAVE SLADE AND ASSOCIATES is a team of client-focused Real Estate professionals committed to achieving new levels of excellence. Integrity, experience, and professionalism are the cornerstones upon which our team is built. We believe that every person has the right to pursue home ownership and that the level of service a person receives should not depend on whether they are buying their first home or their last. We are committed to helping our clients, our community, and our peers. We are what a real estate team can be.
First Time Buyers >The Real Bottom Line
An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!
The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.
When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.
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| Q |
What little-known folk remedy is said to help keep bats away from your home?
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| A |
According to some rural homeowners, if you tar and feather a two-by-four board and place it in your yard, it will ward off bats! |
See More Real Estate Trivia > |
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